:root{
  --navy:#1B2A5E;
  --navy-deep:#121C40;
  --lime:#8CC63F;
  --lime-deep:#6FA52B;
  --ink:#1F2430;
  --ink-soft:#4B5363;
  --paper:#FFFFFF;
  --mist:#EEF2F7;
  --line:#D5DCE6;
  --focus:#F2B705;
  --radius:6px;
  --font:"Avenir Next","Segoe UI","Helvetica Neue",system-ui,-apple-system,sans-serif;
  --measure:62ch;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;font-family:var(--font);font-size:1.0625rem;line-height:1.55;color:var(--ink);background:var(--paper)}
img,svg{display:block;max-width:100%}
h1,h2,h3{line-height:1.12;margin:0 0 .6em;font-weight:700;letter-spacing:-.015em;color:var(--navy)}
h1{font-size:clamp(2.1rem,5.2vw,3.6rem);font-weight:800;letter-spacing:-.03em}
h2{font-size:clamp(1.6rem,3.4vw,2.4rem)}
h3{font-size:1.2rem;margin-bottom:.4em}
p{margin:0 0 1em;max-width:var(--measure)}
ul{padding-left:1.2em}
li{margin-bottom:.4em}
a{color:var(--navy);text-decoration-thickness:1px;text-underline-offset:.15em}
a:hover{color:var(--lime-deep)}
:focus-visible{outline:3px solid var(--focus);outline-offset:3px;border-radius:3px}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:.6rem 1rem;z-index:100}
.skip:focus{left:1rem;top:1rem}
.wrap{width:min(1120px,100% - 2rem);margin-inline:auto}

/* Header */
.site-head{border-bottom:1px solid var(--line);background:var(--paper);position:sticky;top:0;z-index:20}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:76px}
.brand img{height:54px;width:auto}
.head-actions{display:flex;align-items:center;gap:1rem}
.head-phone{font-weight:600;text-decoration:none;white-space:nowrap}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.9rem 1.5rem;border-radius:var(--radius);font-weight:700;text-decoration:none;line-height:1.2;border:2px solid transparent;cursor:pointer;transition:background-color .15s,color .15s,border-color .15s}
.btn-primary{background:var(--lime);color:var(--navy-deep);border-color:var(--lime)}
.btn-primary:hover{background:var(--lime-deep);border-color:var(--lime-deep);color:#fff}
.btn-outline{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn-inverse{background:#fff;color:var(--navy);border-color:#fff}
.btn-inverse:hover{background:var(--lime);border-color:var(--lime);color:var(--navy-deep)}
.btn-sm{padding:.6rem 1.05rem;font-size:.95rem}

/* Hero */
.hero{background:var(--navy);color:#fff;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:3rem;align-items:center;padding:4.5rem 0 4rem}
.hero h1{color:#fff}
.hero .lead{font-size:1.2rem;color:#DCE3F0;max-width:52ch}
.hero-cta{display:flex;flex-wrap:wrap;gap:.9rem;margin:1.8rem 0 1.2rem}
.hero-note{font-size:.95rem;color:#B9C4DA;max-width:52ch}
.hero-note a{color:#fff}
.module{width:100%;height:auto}
@media (max-width:860px){
  .hero .wrap{grid-template-columns:1fr;padding:3rem 0}
  .module{max-width:420px;margin-inline:auto}
}

/* Trust strip */
.trust{border-bottom:1px solid var(--line);background:var(--paper)}
.trust .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:1.5rem;padding:1.4rem 0}
.trust p{margin:0;max-width:none;font-weight:600;color:var(--ink-soft)}
.trust-logos{display:flex;flex-wrap:wrap;align-items:center;gap:1.75rem}
.trust-logos img{height:64px;width:auto}
.trust-logos img.wide{height:52px}

/* Sections */
.section{padding:4.5rem 0}
.section-alt{background:var(--mist)}
.section-intro{max-width:var(--measure);margin-bottom:2.5rem}
.section-intro p{font-size:1.1rem;color:var(--ink-soft)}

.benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:2.5rem 2rem;list-style:none;padding:0;margin:0}
.benefits li{margin:0;border-top:3px solid var(--lime);padding-top:1rem}
.benefits h3{margin-top:0}
.benefits p{margin:0;color:var(--ink-soft)}

.solutions{display:grid;grid-template-columns:repeat(2,1fr);gap:1.5rem;list-style:none;padding:0;margin:0}
.solutions li{margin:0;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem 1.6rem 1.4rem}
.solutions li p{margin:0;color:var(--ink-soft)}
.solutions li.wide{grid-column:1 / -1}

.steps{list-style:none;padding:0;margin:0;counter-reset:step;display:grid;grid-template-columns:repeat(4,1fr);gap:2rem}
.steps li{margin:0;counter-increment:step;position:relative;padding-top:3.2rem}
.steps li::before{content:counter(step);position:absolute;top:0;left:0;width:2.4rem;height:2.4rem;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;display:grid;place-items:center;font-size:1.05rem}
.steps li::after{content:"";position:absolute;top:1.2rem;left:2.6rem;right:-1.6rem;height:2px;background:var(--line)}
.steps li:last-child::after{display:none}
.steps p{margin:0;color:var(--ink-soft)}

.about{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:start}
.about-facts{list-style:none;padding:0;margin:0;border-left:3px solid var(--lime);padding-left:1.4rem}
.about-facts li{margin:0 0 1rem}
.about-facts strong{display:block;color:var(--navy)}
.partners{display:flex;flex-wrap:wrap;gap:2rem;align-items:center;margin-top:1.5rem}
.partners img{height:72px;width:auto}

.faq{max-width:var(--measure);margin:0}
.faq details{border-bottom:1px solid var(--line);padding:.3rem 0}
.faq summary{cursor:pointer;font-weight:700;padding:.8rem 0;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:1rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.4rem;line-height:1;color:var(--lime-deep)}
.faq details[open] summary::after{content:"\2013"}
.faq p{color:var(--ink-soft);margin-bottom:1rem}

.cta-final{background:var(--navy);color:#fff}
.cta-final .wrap{padding:4rem 0;display:grid;grid-template-columns:1.2fr .8fr;gap:2rem;align-items:center}
.cta-final h2{color:#fff}
.cta-final p{color:#DCE3F0}
.cta-final .actions{display:flex;flex-wrap:wrap;gap:.9rem;justify-content:flex-end}

/* Footer */
.site-foot{background:var(--navy-deep);color:#C6CEE0;font-size:.95rem}
.site-foot a{color:#fff}
.site-foot .wrap{padding:3rem 0 2rem;display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:2rem}
.site-foot h2{color:#fff;font-size:1.05rem;margin-bottom:.6rem}
.site-foot address{font-style:normal;line-height:1.6}
.site-foot ul{list-style:none;padding:0;margin:0}
.site-foot li{margin-bottom:.45rem}
.legal-line{border-top:1px solid #2A3966}
.legal-line .wrap{display:block;padding:1.2rem 0;font-size:.875rem;color:#9AA6C2}
.legal-line p{max-width:none;margin:0 0 .3rem}

/* Legal pages */
.legal-head{background:var(--mist);padding:3rem 0 2.5rem}
.legal-head p{color:var(--ink-soft);margin:0}
.legal{padding:3rem 0 4rem}
.legal .wrap{max-width:780px}
.legal h2{font-size:1.45rem;margin-top:2.4rem}
.legal h3{font-size:1.1rem;margin-top:1.6rem}
.legal p,.legal li{max-width:none}
.legal table{border-collapse:collapse;width:100%;margin:1rem 0 1.5rem;font-size:.95rem}
.legal th,.legal td{text-align:left;vertical-align:top;padding:.6rem .7rem;border-bottom:1px solid var(--line)}
.legal th{color:var(--navy);background:var(--mist)}
.legal dl{margin:0 0 1.5rem}
.legal dt{font-weight:700;color:var(--navy);margin-top:.8rem}
.legal dd{margin:0}
.toc{background:var(--mist);border-radius:var(--radius);padding:1.2rem 1.4rem 1.2rem 2.4rem;margin:0 0 2rem}
.toc li{margin-bottom:.3rem}

@media (max-width:900px){
  .benefits{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr}
  .steps li::after{display:none}
  .about{grid-template-columns:1fr}
  .cta-final .wrap{grid-template-columns:1fr}
  .cta-final .actions{justify-content:flex-start}
  .site-foot .wrap{grid-template-columns:1fr 1fr}
}
@media (max-width:600px){
  .site-head .wrap{min-height:66px}
  .brand img{height:44px}
  .head-phone{display:none}
  .section{padding:3.2rem 0}
  .benefits,.solutions,.steps,.site-foot .wrap{grid-template-columns:1fr}
  .trust-logos img{height:52px}
  .hero-cta .btn{width:100%}
}